2023 Post | 2022 Post | 2021 Post | 2020 Post | 2019 Post
This will be the 6th year of my financial / life tracking. To do this requires, much like the upkeep of this blog for 16+ years, discipline. There is little reward for maintaining these data sets aside from learning more about yourself, which is invaluable. Without further ado, let’s get into it.
The #’s
Breakfast 2019 – $1,653 | 2020 – $1,508 | 2021 – $1,961 | 2022 – $2,110 | 2023 – $2,584 | 2024 – $2,500
Lunch 2019 – $2,575 | 2020 – $2,100 | 2021 – $2,779 | 2022 – $3,630 | 2023 – $3,517 | 2024 – $3,254
Dinner 2019 – $2,619 | 2020 – $1,047 | 2021 – $1,568 | 2022 – $2,070 | 2023 – $4,417 | 2024 – $3,877
It costs me roughly 10k to eat out a year. No stark change from last year and the move to Newtown won’t alter this much other than the establishments have changed. Nicely, the breakfast places that are open prior to 7am are plentiful so I’ve had no problem adjusting to the earlier schedule. Lunch compared to the Philly places is mainly the same and dinner is what it is. Nice to see inflation has settled.
Alcohol 2019 – $8,975 | 2020 – $4,280 | 2021 – $6,673 | 2022 – $8,605 | 2023 – $9,671 | 2024 – $9,484
When I consider how much I tip, tabs I pick up, and what shelf liquor I buy when I’m supplying, this number keeps people in business more than it gets me wasted (I easily gave North Bowl bartenders over a grand this year). Would I care if this number was more money in my wallet? I would not.
Drinks 2019 – 1,680 | 2020 – 1,090 | 2021 – 1,306 | 2022 – 1,376 | 2023 – 1,287 | 2024 – 1,330
153 days out of the year I did not drink. 257 drinks were consumed on 5 “trips” I made this year. That leaves roughly 200 days where I consumed 1,000+ alcoholic drinks. It’s difficult to quantify what that means. Most likely it’s, “why do you drink so much?” Well, I enjoy drinking beer on the golf course. I enjoy meeting up with friends and having beers. Can this lead to mistakes and poor decisions? Absolutely. That’s part of the journey through life. I want to make an effort to get that number into triple digits this year. I think I will.
Subscriptions 2019 $39,970 | 2020 $42,105 | 2021 – $38,457 | 2022 – $39,906 | 2023 – $39,583 | 2024 – $66,312
This category is Comcast, Verizon, Spotify, Sirius, Netflix, gas, water, electric, mortgage, car payment, Amazon Prime, Bradley Todd, and the gym. Additionally from last year I’ve added a 2nd rent. Poor financially, but useful for me for reasons that I need not disclose in this post. This is how much money I’d have to earn to survive on a net side.
Things 2019 – $22,403 | 2020 – $34,095 | 2021 – $30,989 – 2022 – $36,059 | 2023 – $33,224 | 2024 – $63,307
Money spent on trips to Yellowstone, Paris & Lisbon, and Austria / Germany / Italy were all included in 2024. I also purchased new golf clubs and a suit for Sam’s wedding + a gift. I bought half a limo. Finally, home expenses for a new drain and HVAC unit bumped this one up from past years.
Daily Fantasy Sports 2019 $-1,650 | 2020 – $-1,444 | 2021 -$1,540 | 2022 – $970 | 2023 – $-1,346 | 2024 – $-1,846
Another bad year. I think the competition is stiff and the Solver is not the answer as everyone else is using too. Insights from “touts” doesn’t seem to help. Pure entertainment factor.
Betting 2019 $-681 | 2020 – $-1,258 | 2021 -$3,059 | 2022 $-899 | 2023 – $-10,052 | 2024 – $-740
Down to 56k wagered this year. Last year was 79k and the year before 69k. I’m gambling less. The sad part of this is I was on my way to a profitable year. From 12/9 to 12/31, I lost $2,800 mainly on the NFL. Not good by any means and a shame I couldn’t book a profit this year. I was down $1,100 on golf which doesn’t seem horrible. All in all, not the best.
Miles 2019 – 896 | 2020 – 863.5 | 2021 – 746 | 2022 – 864 | 2023 – 894 | 2024 – 897
Solid running year aside from the mediocre 5 miler I did in February at exactly 6 minute pace. I’m better than that even as I age. I still feel strong and it’s nice to see that I can maintain a level of commitment to exercise as I have in years past. Not much else to say other than a healthy part of my life.
Golf Handicap | 2020 – 15.5 | 2021 – 13.2 | 2022 – 12.1 | 2023 – 12.8 | 2024 – 12.9
I’m going off an 18 Birdie handicap system instead of the GHIN which isn’t accurate because the only scores logged are the ones I play with Evan or Chad. I don’t care enough to utilize it personally as I want to belong to a club to put in the effort. I bought a new driver and irons this year and it has taken me a bit to get used to the differences. There were some definite signs of improvement this year with an 81 from the Blues at Lederach and a few other nice rounds in the low 80’s or mid 80’s at hard courses from blue tees. There was a stretch at the end of the year where I totally lost my swing and amazingly it kind of came back on 12/31/24, so I don’t know why that happened. I usually like to blame the rain and the cold for poor play when I can’t feel my hands.
Where Does It All Go?
The total expenses for my life are $148,734. Maybe that’s a lot. Maybe it’s a little. I don’t write this post to brag, but I enjoy sharing my life through this blog. Money is a tool. It doesn’t buy happiness. I’d imagine it’s a major hurdle for most people in life because they don’t like the idea of working hard to get more of it or *gasp* there are no opportunities. Or their life decisions have gotten in the way of the ability to earn. My life decisions have led me here. Where is here?
I’m a (currently) successful business owner whose business (along with my brothers) have developed a track record of success and people want to do business with us. A core value is honesty and you will never get any other trait than that out of me. I don’t believe in fake feelings and false fronts. I can deal with the fact that I’d be described as a gambling addict and alcoholic. I have the means to do whatever I want, and as much as it effects me negatively, I find simple joys in it. Which is more than I can say about reading a book, playing a game, or watching a movie.
My life philosophy is constantly adapting. I have conservative values and I want to see America thrive. I put my own personal development ahead of the country. I put it in front of most everything. If I can’t be the best that I can be, how can I tell others to do the same? How can you be a leader when you’re not qualified to lead? At this point in my life, people make me the President because I get shit done and I do it right. As much other aspects of life I’ve sacrificed to get to this point, I like who I am. I don’t need validation from anyone any longer because I’ve done it. I can do it again from nothing if I have to. I essentially can do whatever I want at this point in my life. Does that make me happy? Maybe. Life has a funny way of working out and I’ve found it’s easier to go along with the ride. I won’t be able to answer that until I’m 6 feet under.
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